FAQ About Personal Injury Cases

A: If you are in an accident, you should do the following:

• Notify the police, and if necessary, an ambulance immediately.
• Do not make statements to anyone, except a police officer.
• Do not admit liability.
• Obtain all insurance information, names, addresses, phone numbers and license plate numbers of those involved in the accident.
• Obtain the names and phone numbers of all witnesses.
• If you have a camera, take pictures of all cars and people.

A: If you are to blame for an accident, your liability insurance will pay the other driver for property damage and personal injuries up to your policy's limits. If you are not at fault, the other driver's liability insurance pays for your car damage and personal injuries. However, your medical bills, lost wages and other expenses are paid by your own insurance carrier under New York's No-Fault Law. Recent changes in the law make it very important that you file your no-fault claim within a short time period of time following the accident. Failure to file in a timely manner may result in the denial of your claim.

Aside from medical bills and lost wages, if the other driver was negligent in causing the accident, you may be entitled to monetary compensation for pain and suffering and temporary or permanent disability. However, in order to obtain this compensation, you will likely be going up against a formidable insurance company. The insurance company will seek to pay you as little as possible for your losses. You should have an experienced attorney on your side to fight for your rights. Your attorney should fight to get the full measure of your damages - each and every dime and dollar.

Call me now, attorney Jim Fleckenstein to discuss your claim at (315) 475 - 3012. 

A: For a period of up to one year after the accident, no-fault will reimburse you for household help, mileage to and from accident-related medical appointments and in some cases, other accident-related expenses are also reimbursable.

A: You and any other person(s) injured in your vehicle have the right to mediation or arbitration. In addition, a lawyer can often negotiate a resolution of these matters without the necessity of proceeding with mediation or arbitration.

If you need help with any issues regarding your no-fault benefits from your own insurance company, call me now, attorney Jim Fleckenstein to discuss your claim at (315) 475 - 3012.